You can make an online payment here

Or call or visit the office.

Yes. Texan Credit is licensed and regulated by the State of Texas and operates under state lending laws.

Loans are repaid over time through monthly installment payments. Repayment terms are built around your budget, so payments are affordable.

All applications are processed as soon as they are received. Online applications should receive a response in as little as 30 minutes or you can contact your local branch to help expedite the process.

Loan amounts vary by type. Texan Credit offers personal loans up to $1,800 depending on eligibility.

Yes. There is no penalty for early payoff on any Texan Credit loan.

It depends on the loan type. Signature loans use a quick, simple credit review. Auto-secured title loans are based primarily on your vehicle’s value rather than your credit.

You can apply online, by phone or in person. A representative can guide you through the process and explain any documentation needed based on the type of loan you choose.

Applying is simple. You can start your application online or visit one of our local branches. We’ll review your information, discuss your options and guide you through the approval process step by step.

Texan Credit offers signature loans and auto-secured title loans.

The application process typically takes 30 minutes or less, with fast decisions available online, by phone or in person.

None of Texan Credit’s loans are payday loans or cash advances. You keep your paycheck and repay the loan through predictable monthly installments instead of a lump sum.

Yes. Many signature loans allow early payoff without penalties. Paying off your loan early may reduce the total interest paid over time.

If you plan to make additional payments or pay off your balance ahead of schedule, you can contact your local branch or review your loan agreement for specific details regarding payment application and payoff procedures.

No. Signature loans do not require collateral.

You can borrow up to $1,800, depending on eligibility.

A signature loan is a personal loan that does not require collateral. Approval is based on a quick credit review, and the loan is repaid through monthly payments that reduce your balance over time.

No. The terms are the same whether an auto-secured loan or signature loan.

Auto-secured title loans are based on your vehicle’s value, not your credit. Signature loans are credit-based and do not require collateral.

Yes. Early payoff is typically allowed and may reduce the total amount of interest paid. You can request a payoff quote at any time to see your remaining balance and finalize the loan.

No. There is no penalty for early payoff on auto-secured title loans.

While requirements may vary by location, you will typically need:

• A clear vehicle title in your name
• A valid government-issued ID
• Proof of income
• Proof of residence
• Proof of vehicle insurance

Additional documentation may be requested depending on state regulations and loan amount.

Yes.

You can borrow up to $1,800, based on the value of your vehicle.

An auto-secured title loan allows you to use a clear vehicle title as collateral to access cash. 

If you anticipate difficulty making a payment, we encourage you to contact us as soon as possible. Our team can discuss possible options and help you understand the next steps.

Yes. Customers may have access to online account tools to view balances, make payments and monitor their loan activity, depending on branch and system availability.

Loan agreements may include interest and applicable fees as permitted by law. All terms, costs and payment details will be clearly disclosed before you sign any agreement.

Repayment terms are structured with fixed payments over a set period of time. This allows you to plan your budget with predictable monthly payments.

Loan amounts depend on several factors, including income, credit history and state regulations. During the application process, we’ll review your information and explain the options available to you.

We offer a variety of installment loan options designed to meet different financial needs. Loan amounts, terms and rates may vary based on eligibility and location.