Auto-Secured Title Loans
Access Cash Today with an Auto-Secured Title Loan
Use a clear vehicle title to get the cash you need and repay it over time.
What is an auto-secured title loan?
An auto-secured loan allows you to use a clear vehicle title as collateral to access cash. The loan amount is based on the value of your vehicle (up to $1,800). Unlike traditional title loans, this option is designed to be affordable and easy to understand.
Who it’s best for
Have a clear vehicle title
Need the predictability of monthly payments
Don’t want to borrow based on credit
Want the option to secure a credit-based loan in the future
Benefits of an Auto-Secured Title Loan
- Budget-friendly monthly payments
- Clear, honest terms
- No penalty for early payoff
- Loan amount based on your vehicle’s value, not your credit!
Help When Life Gets Expensive
Medical Expenses
Cover unexpected costs quickly, so you can focus on getting better.
Family Trip
Spend quality time together without stressing about your budget.
Minor Home Repair
Handle necessary fixes without dipping into savings or putting everything on a credit card.
Unexpected Bills
Take care of surprise expenses as soon as they hit.
Frequently Asked Questions
No. The terms are the same whether an auto-secured loan or signature loan.
Auto-secured title loans are based on your vehicle’s value, not your credit. Signature loans are credit-based and do not require collateral.
Yes. Early payoff is typically allowed and may reduce the total amount of interest paid. You can request a payoff quote at any time to see your remaining balance and finalize the loan.
No. There is no penalty for early payoff on auto-secured title loans.
While requirements may vary by location, you will typically need:
- A clear vehicle title in your name
- A valid government-issued ID
- Proof of income
- Proof of residence
- Proof of vehicle insurance
Additional documentation may be requested depending on state regulations and loan amount.
Yes.
You can borrow up to $1,800, based on the value of your vehicle.
An auto-secured title loan allows you to use a clear vehicle title as collateral to access cash.
Ready to get started?
Apply online or call for fast approval and affordable monthly payments.